Should you Purchase Pet Health Insurance?

Should you Purchase Pet Health Insurance?

Should you Purchase Pet Health Insurance?

Should you Purchase Pet HEALTH Insurance?

If you haven’t already invested in good health insurance for your pets, I highly, HIGHLY recommend it! 

Pet health insurance, similar to human health insurance, is a plan often with monthly, quarterly, or annual payments made by pet owners in return for reimbursement or coverage on many common pet health issues. Some even include preventative care options that cover things like vaccines, flea and tick preventatives, and annual exams.

Why Choose Pet Insurance

So you may be wondering WHY you should invest in the cost of pet health insurance. Maybe your pets usually only go to the vet once a year, rarely get sick, and hardly leave the house. Why would they need health insurance?

For one, no one can control an accident! I once knew a cat that broke his leg in his home that he never left trying to climb something he climbed all the time! Animals are curious beings; accidents, illnesses, and even and unforeseen medical conditions are all something that can really affect your pet’s health and cost a pretty penny to treat. 

The Long-term Payout of Pet Insurance

I have seen this exact scenario play out time and time again working with animals: A loving pet owner is feverishly trying to spread awareness and fundraise on social media for her fur kids that developed a medical issue or had a terrible accident.

The cost to treat the pet is often way out of their budget, and often these pet owners face the difficult decision of having to end their pet’s suffering or go into debt trying to save them. Sometimes, there may not even be an option if funds aren’t there.

In times like these, I'm sure these pet owners wished they had invested in pet health insurance. Though not every plan or every company will cover every illness or injury, having your back covered just in case is a very secure feeling!

Reputable Pet Insurance Companies

Personally, I use the company Fetch Pet Insurance for my pet’s health insurance. They have awesome customer service, great coverage options, and the payout methods, response times, and amounts are wonderful.

Your coverage needs and priorities may be very different from mine, however, so it’s important to look into all the pet insurance plans you are interested in. Policies and plans can differ from company to company, and even within a company, so be sure to do adequate research to find a great plan for your pets.

Other companies to consider are:

  • PetsBest
  • Trupanion
  • Nationwide Pet Insurance
  • Fetch by Dodo
  • Embrace
  • Healthy Paws
  • ASPCA Pet Health Insurance
  • Spot
  • Many Pets

Whichever company you decide to choose, act fast! Many pet insurances do not cover pre-existing conditions, so investing as soon as possible is important in avoiding making difficult decisions down the line!

Keep giving your pets the best of natural life!


April Arguin A.S., C.P.N., M.P.H

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